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Buy Gift Cards With Ach

By shopping for gift cards on CardCash, you can save as much as 35% off the face value of a gift card. You can also use CardCash to sell gift cards at a discount or trade them for gift cards to other stores.[3][4]

buy gift cards with ach

Many online retailers offer the option to pay with PayPal instead of entering checking account numbers directly on their websites. PayPal offers extra security features like dispute resolution, fraud prevention, and purchase protection.[5]

Volume discounts available for purchases in bulk. Secure online ordering, FREE instant delivery of digital gift cards. Credit card, ACH, and wire payment options.Choose a brand you know they love and trust. Make Visa gift cards a part of your loyalty, reward, or incentive program with

All merchant, store-specific gift cards may take up to 1-3 business days to print through our third-party provider. After the card is printed, it may take up 10-14 business days for the card to be delivered.

Processing and customization fees do not apply to "merchant" or store-specific gift cards. The only additional fee would be a delivery fee (per card) for plastic gift cards. All merchant cards are printed and shipped separately. Delivery times will vary by merchant and are shown during the ordering process.

*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Subject to an approved application, various Gift Cards will be available for you to purchase in bulk, for your business. In order to enroll, you will first need to complete the inquiry form on the eGifter Site at On this form, you will be asked to provide us with information about you and your business (including: your name, company name, email, phone number, website URL and details about your gift card use). eGifter will then review your application for approval.

You may only have one Account and you agree to: (i) provide complete, accurate and current information; (ii) promptly update your Account information to keep it accurate, current and complete; (iii) maintain the security of your Account and accept all risks of unauthorized access to your Account; and (iv) promptly notify eGifter at if you discover or otherwise suspect that your Account has been subject to unauthorized use (v) maintain a valid email address where we may deliver information, notifications and disclosures to you.

An eGifter representative will contact you to finalize any account terms and provide payment instructions. All payments are made in advance and must be via ACH or wire transfer from your bank account into your Deposit Account at eGifter. In the event that we do not receive your payment, we may suspend or cancel your Account, and your Gift Card order will automatically cancel. You are responsible for resolving any problem we encounter in order to proceed with your order.

You will be able to view your Deposit Account balance for future purchases by logging into your Account. You may also add additional funds to your Deposit Account via the system, or by contacting your representative or the eGifter accounting department at

All purchases that you make on the Site are final, and the Gift Cards that you purchase in bulk are non-refundable and non-returnable, provided, however, that if a Gift Card does not function as a result of eGifter, we may, in our sole discretion, either refund you the Gift Card purchase amount, or replace the defective Gift Card with an alternative Gift Card.

Upon activation, the Gift Card will be governed by certain terms and conditions established by the respective closed loop or open loop Issuers. Depending on the applicable law of your state and whether the Gift Cards are promotional in nature, Issuers may set expiration dates for such Gift Cards, in addition to other restrictions and requirements that each individual Issuer will have at their sole discretion, subject to applicable law. You (or the recipient of the Gift Card) should review and familiarize yourself with all applicable Issuer terms and conditions and related laws. If you have questions regarding the applicable Issuer terms, you should contact that Issuer directly.

Through the eGifter Site, eGifter delivers either live Gift Card codes, or Claim Links (or email containing Claim Links) directly to recipients to track and verify claims. Your Deposit Account is charged upon our delivery of the code or Claim Link. Claim links expire in accordance with the Gift Card Terms. Credits for expired links are available with minimum purchase commitments. In some cases, Claim Link expiration can be extended for a Fee.

In addition to the disclaimers, limits on liability and indemnification obligations applicable to your use of any products and services on the Site and set forth in the eGifter Terms of Service, you waive and release eGifter and its subsidiaries, Affiliates, partners, officers, directors, employees and agents from any liabilities, damages and costs arising from or related to (i) your loss or the theft of any Gift Cards; and (ii) any act or omission of an Issuer in connection with a Gift Card it provides.

All risk of loss and title for Gift Cards will pass to you when you complete your purchase of such Gift Cards. eGifter is not responsible for any damage or loss resulting from stolen or Gift Cards or any use of the Gift Cards without your permission. eGifter is not responsible for replacing your damaged or lost Gift Card.

eGifter makes no warranties, express or implied, with respect to the Gift Cards, including without limitation, any express or implied warranty of merchantability or fitness for a particular purpose. These disclaimers and limitations may or may not apply to you and are void where prohibited.

We may modify or close your Account for any reason or no reason at any time with or without notice, and without liability of any kind or nature to you or any third party. We may also suspend your access to your Account (including the funds in your Deposit Account) if you (a) have violated these Terms, (b) pose an unacceptable risk to us, or (c) provide any false, incomplete, inaccurate, or misleading information or otherwise engage in fraudulent or illegal conduct.

These Terms constitute the entire agreement between you and eGifter with respect to your purchase of Gift Cards in bulk and supersedes any other agreement, proposals and communications, written or oral, between eGifter and you with respect to the subject matter hereof. If a court should find that one or more rights or provisions contained herein are invalid, you agree that the remainder of the Terms shall be enforceable.

You should note, though, that using your debit card to shop is generally a better option than paying with your bank account card number. Your Visa or MasterCard branded debit card will provide you with some dispute resolution services in case there are any problems with the transaction. It also provides better security in case your card number is lost or stolen. If someone obtains your checking account and routing numbers, they will have full access to your bank account and your bank is unlikely to reimburse you for fraudulent charges or withdrawals!

Other retailers might require that you first fund your purchase by linking your checking account to a wallet. Either way, paying with your bank account number can be as easy as using a credit card or a debit card. You should note that many stores that accept payment via a bank account and routing account number often apply more robust fraud protection to these transactions, so you may sometimes face delays of up to several delays until your purchase is finalized and shipped to you.

Chime is an easy and convenient financial app that helps you manage and access your money. SpotMe lets you shop online via a debit card, and you can even overdraft your account with no overdraft fees. Limits start at $20 and can be increased up to $200.1

Sites like Raise operate as a sort of marketplace with the burden to sell the gift card placed on you. You'll be able to choose how heavily you want to discount your card, and you can view the discounts that others with similar gift cards are offering. You won't receive any money until someone buys your gift card.

That's a higher fee than many other sites, though Raise's strong reputation can make it worth the price for some. Selling gift cards for the first time can be a bit nerve-racking, after all. Raise offers two payout methods: ACH direct deposit and PayPal.

One of the best features of CardCash (and an advantage it has over Raise) is that it's pretty indiscriminate as to which gift cards it will buy from you. It follows standard practices, such as refusal to sell gift cards with expiration dates or promotional cards that can only be spent in certain areas. But the list of accepted merchants seems to be much larger than that of Raise. So even if your obscure gift cards don't yield a huge return, you'll at least get something.

The same way you can use sites like Raise and CardCash to sell your unwanted gift cards, you can use them to buy other people's gift cards at a discount. If you're planning to purchase discounted gift cards through these sites, be sure to use a credit card that will give you the maximum return for your spending. Gift card marketplaces won't fall into any bonus categories, so the best strategy is to spend on a card that gives you a respectable flat rate on everyday purchases, such as:

For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies 041b061a72


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